Homeowner & Landlord Resources

Housing Rehabilitation 

The City of Northampton has federal Community Development Block Grant (CDBG) funding to assist qualified owner-occupants in making necessary repairs to their homes to eliminate building code violations, eliminate unsafe or unhealthy conditions, undertake accessibility modifications for people with disabilities, improve weatherization, remove lead paint, or undertake other necessary repairs to improve the quality of living conditions. The Pioneer Valley Planning Commission assists the City with the program administration. You can view the program manual to learn more about qualifications, eligible projects, and the rehab process.  

If interested in applying, please contact the Pioneer Valley Planning Commission (PVPC) Housing Coordinator Shirley Stephens at (413) 781-6045 for a pre-application form to establish your interest. If determined to be eligible, you will be placed on a list for assistance.  Assistance will be on a “first come first serve” basis to fully qualified applicants. If needed, a wait list will be established.

First-Time Homebuyers 

Valley Community Development Corporation (CDC) is funded by a CDBG grant to offer counseling to first-time home buyers. They will discuss sustainable home ownership, mortgages, and debt. For more information and to register, go to the Frameworks site. Additionally, some Northampton residents may be income-eligible for down payment and closing cost assistance. Valley CDC also offers post-purchase repairs and foreclosure prevention counseling

For Veterans and members of the military seeking to purchase their first home, MassHousing offers closing-costs, down-payment assistance, and affordable financing as part of their Operation Welcome Home (OWH) initiative. OWH differs from a traditional VA Home Loan in that MassHousing will accept non-spouse co-borrowers, they have a simplified condo approval process, and they offer up to $2,500 in closing costs. Additional programs for renters, homebuyers, and developers can be viewed on their homepage. 

For veterans who are near to becoming homeless or who are experiencing homeless, see housing and related resources here.

Mortgage & Utility Help

Incentives for Sustainability 

Northampton Housing Landlord Incentive Program 

The Northampton Housing Authority (NHA) is offering $1,000 signing bonus and $50 to offset the fees associated with the application for new landlords engaged in a lease with an Emergency Housing Voucher Program participant. This is a great opportunity to help people live independent lives and prevent homelessness. Must sign up before Sep. 30th 2021 to qualify. For more information on the program, go to their website: https://www.northamptonhousing.org/EHVLandlord/