Group Health Insurance Information

IMPORTANT OPEN ENROLLMENT NOTICE TO RETIREES AND EMPLOYEES: 

GIC Health Insurance Open Enrollment:

Annual Open Enrollment for GIC Health Insurance runs from APRIL 3rd, 2019 to MAY 1st, 2019. Enrollments/Changes made during this period are effective on July 1st 2019.

Monthly rates for GIC plans can be found here: GIC Rates 2019-2020 (PDF)

The GIC Decision Guide can be found here: GIC Decision Guide 2019-2020 (PDF)

Should you choose to enroll or make a change, please complete the applicable form below, attach all required documentation, and submit it to the Human Resources Department on or before May 1st, 2019.

Retiree GIC Enrollment/Change Form (PDF)

Employee GIC Enrollment/Change Form (PDF)

Altus Dental Insurance Open Enrollment:

Open Enrollment for Altus Dental Insurance runs April 1st, 2019 to May 1st, 2019. Enrollments/Changes made during this period go into effect on July 1st, 2019. Altus Dental Insurance is available to benefited City employees. Please refer to the benefit highlight sheet and enrollment form below.

Altus Dental Benefit Highlights

Altus Dental Enrollment Form (PDF)

Please contact Human Resources with any questions at 413-587-1258.

Group Health Insurance


The City currently offers Group Health Insurance to eligible employees and retirees through the Group Insurance Commission (GIC).

New Hires - Newly hired benefited employees have up to 10 days from their date of hire to submit a completed a GIC enrollment form, along with applicable documentation, to the Human Resources Department. New employee coverage begins on the first day of the month following 60 calendar days from the first day of employment, or two calendar months, whichever comes first.

Qualifying Status Change (Qualifying Event) - Employees who have a Qualifying Status Change can enroll in GIC health insurance, cancel coverage, change from an individual to a family plan, or a family plan to an individual plan, depending on the type of event . Documentation of the qualifying status change and a completed change form must be submitted to Human Resources so that it is received by the GIC within 60 days  of the event. Please contact Human Resources to see if your event is considered a Qualifying Status Change.

Open Enrollment - Employees and retirees can makes changes to their plans during the open enrollment period. Open Enrollment runs during the month of April, and changes are made effective on the following July 1st.

City Retirees - City Retirees and Survivors who opt to cancel their health insurance coverage cannot rejoin the City's group policy at any time.

Please Contact The Human Resources Department at 413-587-1258 for any questions regarding Group Health Insurance.

 

Reimbursement


 Process for Reimbursement of Co-Pays (PDF)
-The City will reimburse certain co-pays for employees and retirees on the City's Group Health Insurance.